11 a place of our own 

photos baths  buys　　avenue（not avanue）　　tile瓦ai　　 tale传言e　　guarantor　　pediatrician　　

refinancing

n.重新募集资金，发行新债取代旧债

v.再为…筹钱，再供…资金( refinance的现在分词 ）

housing n.房屋；供给住宅

history repeats itself　　mortgage　　headpiece of lace蕾丝头饰　　at the bank 

Are you planning to attach a train to it?  train 长裙拖地部分

and a bank about a mortgage =and we should speak to a bank about a mortgage.

And if i can be of any help, let me know.  be of help能帮助

the minute hr comes home.　　the minute=AS SOON AS

a real/good buy很合算的买卖，价钱便宜

bonds债券　　blond hair金发（不是blonde）　　

brand new崭新的，全新的 it has a brand new kitchen.

i work in a boutique服装店

collateral担保物 put up提供　　We can get a loan from the bank if we can put up some collateral.

I'm a freelance photographer. 　　freelance自由工作

i don't care for  a ranch type.　　a ranch type 大平房 ，农场样式的平房

down payment预付定金 　　　　Are you prepared to make a ten-percent down payment?

full basement全面地下室 acre英亩　　It has a full basement, and it is on a half-acre lot.